(Columbus, Ohio) – Most Ohioans are now owed more than $100 each in credit reporting services from TransUnion Corporation as the result of the largest class action lawsuit in U.S. history.

According to a preliminary agreement, entered May 28 in a Chicago federal court, any person who was a credit card holder from 1987 through last Wednesday is eligible to receive free credit reporting services from TransUnion.

Under the proposed settlement, card holders can select one of two options: Basic Relief which provides free credit monitoring for six months with daily access to a personal credit report and score in addition to 24-hour credit monitoring service. Or Enhanced Relief which includes nine months of credit monitoring, a suite of insurance scores and TransUnion’s “mortgage simulator service” which allows consumers to see whether improving their credit score would affect their mortgage rates and how much they could save if it did.

A third option is Cash Payment, however the payments will not be issued for two years and only if there is money remaining out of the $75 million fund TransUnion has set up.

Claims can be filed starting June 16 by going to the settlement Web site at www.listclassaction.com or calling 866-416-3470.

For nearly ten years the credit reporting giant has been tied up in multiple lawsuits accused of selling confidential credit information to marketers through its now defunct list-making business. Federal law bars the sale of a person’s private credit information except under certain circumstances such as loan applications.

The lawsuits were recently combined into one class action suit and TransUnion and the plaintiffs agreed to the settlement expected to be finalized in September.

For additional information on credit reports and credit card monitoring go to www.YourMoneyNOWOnline.org.